![]() ![]() If the monthly instalment thus due is not paid in full on its due date, annual interest of up to 19.9% will accrue on the amounts due and unpaid until they are paid in full. On or before the due date indicated on the statement of account for a billing period, you must pay, in a single payment, the monthly instalment(s) for the period covered by the statement of account plus, if applicable, the other amounts included in the minimum payment due for the card, as provided for in the contract. Equal monthly installments are calculated by dividing the amount financed, plus 13.5% annual interest, sales tax and EcoFee if applicable throughout the promotion period, by the number of months in the promotion the monthly installment amount will appear on the monthly account statements sent to you upon purchase. Purchase by equal instalments is subject to annual interest of 13.5%, calculated from the date of purchase, until paid in full. ![]() There are no enrolment or renewal fees associated with entering into this agreement. All annual interest rates are subject to change. Subject to approval by the Fédération des caisses Desjardins du Québec ("Desjardins"). The consumer now buys and pays in equal instalments with interest. ![]() Subject to Accord D Desjardins credit approval. Accord D Desjardins financing for your online and in-store purchases. Interest if paid in full by expiry date of planįinancing at Tanguay Furniture, excluding taxes and ecofees, is obtained exclusively with a Desjardins credit card or with a Tanguay-Desjardins private card. Same as cash (with payments) example of credit charges:Įstimated accrued interest added to outstanding balance if not paid in full by end of termĥ% minimum monthly payment based on the declining monthly balance (amount below correspond to the 1st month) Making only the minimum monthly payments on your account will not pay off the purchase in time to avoid Credit charges. If you do not pay the financed amount in full by the expiration date of the promotional period, all of the accrued credit charges will be assessed.If you make the required payments and pay the financed amount in full by the expiration date of the promotional period, all of the accrued credit charges will be waived and no credit charges will be assessed on the purchase.Credit charges will accrue on the purchase from the beginning of the promotional period, and minimum payments of 5% of the balance will be due each billing cycle. Looking for information on the SmartWay program for freight movement? The SmartWay Transport Partnership program helps businesses move goods in the cleanest, most efficient way possible. **Prior to MY 2013, SmartWay was based on the greenhouse gas and air pollution scores found in an earlier version of the Green Vehicle Guide. ![]() *For information on the significant shift in the SmartWay MY 2018 smog threshold, please see the Frequently Asked Questions on smog ratings. Greenhouse Gas and Smog (Air Pollution) Ratings Required for SmartWay Certification SmartWay certification is based on the greenhouse gas (GHG) and smog ratings found on vehicle fuel economy labels. You can also visit to find SmartWay certified vehicles. We also periodically update the SmartWay criteria so that we can maintain our goal of certifying the top 20 percent cleanest, most efficient vehicles. SmartWay Elite vehicles are the very best environmental performers.ĮPA updates the greenhouse gas and smog rating thresholds annually. SmartWay Elite certification is given to only those vehicles that attain the highest scores on both scales. To earn the SmartWay designation, a vehicle must receive a combined score from both scales that is much better than the average vehicle.
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